You get more of what you focus on. If you focus on poverty and lack, you will tend to get more of that in your life. If you focus on wealth that you already have, you will tend to get more of that as well. If you can not see the wealth you have already, just count the things you have that money can not buy.
If you are in debt, to be able to focus on wealth, you have to sort out your debt. Talk about your debt if it's a problem. Sharing will get you answers, motivation, information and guidance.
"You can't do it all yourself. Don't be afraid to rely on others to help you accomplish your goals." Opera Winfrey
As you commit to becoming debt free, you will create an almost miraculous force working in your life. As you change your focus from spending and consuming to putting money aside and enjoying the things you already have. Once you commit to a debt free life, you will be surprised at your ability to arrive your goal.
A high school science teacher wanted to demonstrate a concept to his students. He takes a large-mouth jar and places several large rocks in it. He then asks the class "Is it full?" Unanimously, the class reply, "Yes!"
The teacher then takes a bucket of gravel and pours it into the jar. The small rocks settle into the spaces between the big rocks. He then asks the class "Is it full?" This time there are some students holding back, but most reply, "Yes!"
The teacher then produces a large can of sand and proceeds to pour it into the jar. The sand fills up the spaces between the gravel.
For the third time, the teacher asks, "Is it full?" Now most of the students are wary of answering, but again, many reply, "Yes!"
Then the teacher brings out a pitcher of water and pours it into the jar. The water saturates the sand. At this point the teacher asks the class, "What is the point of this demonstration?"
One bright young student raises his hand and then responds, "No matter how full one's schedule is in life, he can always squeeze in more things!|"
"No," replies the teacher, "The point is that unless you first place the big rocks into the jar, you are never going to get them in. The big rocks are the important things in your life.
Focus on what's important. Your initial focus is to be debt free and to turn that debt into wealth.
Whatever we focus on is what will materialize in our lives. You owe some money, that's all. And only for a while. Yesterday's gone. Tomorrow isn't here yet. It makes no difference what you did last week, last month, and last year. That's history. Nor does it matter what's going to happen next week, next month, and next year. No one knows that. All that is real is today. Keep your thoughts, your emotions, in today. Keep them in the Now. And right now, today, you are perfectly all right.